Privacy Policy

Effective Date: January 1, 2026

At Failed Cibli Consulting Private Limited, we value the trust you place in us when sharing your personal and financial information. This Privacy Policy explains how we collect, protect, store, and utilize data obtained from clients, visitors, and users of our consulting services and website.

1. Information We Collect

To provide high-quality credit report analysis and consultation, we may collect the following details:

• Personal Identifiers: Name, address, phone number, email address, and WhatsApp contact details.
• Financial Metrics: Credit reports, dispute history, settlement details, loan history, and borrowing timelines you explicitly provide.
• Web Session Info: IP address, browser type, page views, and activity tracking via standard analytics cookies.

2. How We Use Your Information

We utilize the collected information strictly for legal consulting purposes including:

• Conducting detailed credit report error audits and reviews.
• Structuring and drafting compliant dispute templates to lenders and credit bureaus.
• Responding to your contact forms, newsletter signups, or support tickets.
• Improving website functionality and user experience.

3. Data Security & Storage

We implement appropriate physical, technical, and administrative measures to secure your credit documents against unauthorized access, theft, or manipulation. We do not sell, rent, or trade your personal or financial information with third-party marketing firms.

4. Information Sharing Policy

Your details may be shared only under the following exceptions:

• With your explicit, written consent to contact specific financial institutions on your behalf.
• To comply with regulatory laws, legal processes, or direct court orders in Chennai or Tamil Nadu jurisdictions.

5. Cookie Policy

Our website utilizes cookies to remember session parameters and monitor general traffic trends. You can disable cookies directly in your browser settings, though doing so might affect page responsiveness.

6. Your Rights

You have the right to request deletion of your records from our systems or correct any inaccurate personal data we store. Please email us at info@failedcibli.com with your request.

7. Updates to this Policy

We reserves the right to update this Privacy Policy at any time. Changes will be posted immediately on this page with an updated effective date. We encourage regular review of this policy.